A one-stop shop for the top tips and news on managing family and personal finances from EM financial experts.
On Thursday, March 29, IYO Visuals hosted their 7th year anniversary gala in Houston, Texas. This being the first gala I’ve ever attended, I had no idea what to expect. However, I was ready to take on the challenge intent on experiencing something new. The entrance was a red-carpet leading to a flight of stairs. […]
The new buzz phrase, “(You fill in the blank) Matters.” Well, may I suggest, “Your Money Matters” as a serious “no pun intended” statement. I invite you to stick with me through a six-part series of ways “Your Money Matters.” Let’s start first by exploring how much money you earn. I’m sure that we can […]
As we enter a new season politically in this great United States of America, we are faced with tremendous uncertainty. Changes in policies, agendas, and referendums will place many Americans in doubt regarding their future. Despite the effects of political change, we are still faced with the responsibility of controlling the outcomes in our lives. […]
We have all heard the sayings, “money can’t buy happiness,” “money is the root of evil,” “no money, no honey,” and there are more where those came from. The fact of the matter is our economy churns from money. Goods and services, taxes, and the like, make the world go around. If we used fruit […]
What is Financial Literacy? As defined in “Investopedia,” financial literacy is the possession of knowledge and understanding of financial matters. Financial literacy is mainly used in connection with personal finance matters. Financial literacy often entails the knowledge of properly making decisions pertaining to certain personal finance areas like real estate, insurance, investing, tax planning and […]
Businesses come in all shapes and sizes, and that’s a good thing. However, there are some business fundamentals that apply across the entire business landscape. The most measureable aspect of any business is its financial disposition (solvency). Your company or business can be most accurately evaluated by taking a look at its financials; more specifically, […]
In order to have a shot at providing decent financial support for you and or a family, continuing education at the collegiate level is mostly nonnegotiable. Entry level positions are not sufficient enough to support the financial demands of the average size family. Parents begin planting the seed of college education early in their child’s […]
“2016” is here! Happy New Year, Happy New You! Every new year we make new resolutions and pledges to change the things that have been problematic for years. The gyms are packed, healthier food is purchased, travel arrangements are made to bucket list destinations, church attendance increases and savings account deposits are made. Getting out […]
Photos Courtesy of Pixabay.com. As we approach the holiday season, it’s important not to get caught up in the “Spend” Cycle. “Tis the season to be jolly” and dig deep debt holes that will take years to climb out of. According to The National Retail Federation (NRF) sales in November and December (excluding auto, gas, […]
Photos courtesy of pixabay.com. America we have a problem! According to recent Gallup polls, the average retirement age is 62 and working Americans expect to retire at age 66. Assuming that one would enter the American work force at age 25, that would equate to 37 active working years before reaching our anticipated retirement age. Data […]
