Joel Dalmida is a 25 year-old six figure earning professional and entrepreneur who resides in Atlanta’s upscale Buckhead neighborhood. He is the owner of Gold Line Credit Restoration LLC, a company that helps people to elevate their lives through financial education and by repairing their credit. For someone his age, he is living the life, but it didn’t start that way. His story began on the opposite side of the track, in the rough area of Bankhead.
“I grew up in a single parent household with my mom and I experienced all of the hardships that people go through with a broken family. Lack of financial knowledge, having to do without many things, and going outside and seeing people just wasting their lives away,” he said. “I would see junkies on the corners, people getting evicted, all kinds of things. This is what I saw all of the time and I knew I didn’t want to live like that.”
Dalmida recalls the one situation that cemented his desire to elevate his life. He was hanging out with friends at a gas station for what he thought was a simple gathering, but it turned into a shootout. He was lucky to escape unscathed.
“After that, I knew I had to get out of there and do something different with my life. I didn’t want to feel threatened every day and at risk of losing my life. I wanted to feel safe.”
Dalmida ended up attending college at Albany State University. After finishing school, he was working at a restaurant, and the man who would later become his mentor, offered him the job that changed his life. He learned about the power of credit, got his scores into the 700s, secured his own car and luxury apartment, and learned to address the needs of customers not only in Atlanta, but across the nation.
To date, he has worked with celebrity clients such as Tank, Waka Flocka Flame, Desi Banks, Bow Wow and others, including hundreds of everyday clients from the East to West coasts seeking good credit to purchase their homes, cars and start their businesses. Now, as the head of his own company, the lessons he learned have allowed him to be a blessing to others the same way his mentor was a blessing to him.
“I have been able to completely change people’s lives. Helping people really motivates me. Seeing people want change and me having the tools to uplift them motivates me, said Dalmida. “ Sometimes I feel like Santa Clause because my methods have given people access to opportunities that they always dreamed about.”
Moving forward, Dalmida wants to continue to spread information on the importance of having good credit, especially in the Black community. He understands that there are still many misconceptions, and because of them, people are struggling to gain financial access and make the progress they desire because they have no understanding of how to establish, build and leverage credit.
“An 800 credit score is more powerful than $100,000,” he said. Ask the celebrity clients I have worked with and they will tell you. You absolutely need credit if you truly want to build wealth and live a more stress free life. Get in touch with me and I will help you achieve your goals.”
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For interview or additional questions, contact Ivan Thomas at 202-904-4790 or firstname.lastname@example.org.
About the author: Ivan Thomas, also known as “Mr. Defy Gravity,” is a dynamic visionary, motivator, strategist, and image maker who has supported and orchestrated the ascension of countless high-profile brands and individuals. As the President and CEO of Intrigue Media Group, Ivan’s decorated resume boasts clients like XEROX, Nielsen, The Cancer Treatment Centers of America, Rev. Jesse Jackson, Waka Flocka Flame, and Celebrity Credit Guru James Hunt to name a few. For the last 15 years, his expertise in PR has been called on within the arenas of business, lifestyle / entertainment, healthcare, education, and social justice. Ivan also owns a financial services company called Credit Savant LLC, which assists clients, including pro athletes and entertainers, with obtaining excellent credit and leveling up their finances so they can lay the groundwork for generational wealth. He is a motivational speaker, author and founder of the Defy Gravity Global Movement launched after the 2020 release of his book “Defy Gravity: Unleashing Your Greatness Within.”
He Left Behind A Life of Hardship, Now He Helps Others to Live A Life of Abundance